Analysis: many Mississippians don’t have health insurance

On behalf of The Rollins Law Firm posted in Personal Bankruptcy on Monday, November 2, 2015.

Sometimes, a medical condition will cause a person to incur a very high amount of out-of-pocket medical expenses. One financial problem such a person could potentially run into is having more medical bills than they can handle.

When a person falls behind on their medical bills, they may be very worried about what long-term effects this debt problem will have on them. What effects a medical debt problem will ultimately have often considerably depends on how a person responds to it. Debt relief options, such as bankruptcy, may provide individuals facing medical debt problems with routes to address the problems in a way that will help preserve their financial future. Seeking out a bankruptcy attorney's advice can help shed some light on what particular options are available given one's specific circumstances.

There are a wide range of things that could potentially lead to a person having more in the way of out-of-pocket medical expenses than they can handle. One is suffering a major medical emergency when one doesn't have health insurance.

How common is being uninsured here in Mississippi?

According to a recent analysis discussed in a New York Times article, this year, Southern states tend to have some of the higher uninsured rates in the country when it comes to health insurance. Mississippi is one of the Southern states the analysis found to have particularly high uninsured levels. According to the analysis, in a vast majority of the counties in the state, uninsured individuals make up at least 16 percent of the population.

The analysis also found that Mississippi was one of the states in which uninsured levels actually rose overall between 2014 and 2015.

What do you think is behind Mississippi having such high uninsured rates? Do you think this high uninsured level makes Mississippians particularly vulnerable to facing medical debt problems? How common do you think problems with paying medical bills are among Mississippians?

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