Mississippi Chapter 7 Bankruptcy Lawyer

There are a number of reasons you or your family may choose to declare bankruptcy. At the Mississippi law firm of The Rollins Law Firm, we understand and take into consideration all of your reasons for choosing to pursue bankruptcy. A personal injury, job loss or even the rising cost of living can make it difficult for a person or family to cope financially.

If you have found yourself facing difficult financial times and feel as if you may be at the end of your rope, our experienced bankruptcy lawyers are here for you. Attorneys Thomas C. Rollins Jr. and Jennifer Curry are committed to helping you get back on your feet and back to a stable financial state. When you visit The Rollins Law Firm, you will be greeted with a warm welcome from our devoted staff. Our goal is to make you feel comfortable and listened to during this stressful time in your life. During your consultation with Thomas, you can count on being heard and embraced with warm communication and straightforward advice. During your initial consultation, he will examine your financial situation and help determine which type of bankruptcy is right for you.

Chapter 7 Payment Plans Available!

The Rollins Law Firm can help eliminate your debt at affordable fees. When you choose to retain our firm and file for Chapter 7 bankruptcy, you can select from our available payment plan options. We don’t cut corners like the bankruptcy mills. We are the only firm offering payment plans for Chapter 7.

Want to get your case filed quickly? You can choose to pay less up front and pay the remaining fees over time.

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Rollins Law Firm Mississippi Bankruptcy Lawyer

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Rollins Law Firm Mississippi Bankruptcy Lawyer

601-202-3942

Eligibility in Chapter 7 Bankruptcy

Chapter 7 allows for any unsecured debts, such as credit card and medical bills, to be discharged at the end of the bankruptcy process. However, before you can declare bankruptcy, you will have to pass a means test to see if you qualify for Chapter 7. There is a certain level of income above which you will not qualify for Chapter 7 but may qualify for Chapter 13. Debtors with primarily business debts always qualify for Chapter 7. Our Mississippi bankruptcy attorneys can help you determine whether you’re eligible for a Chapter 7 bankruptcy filing.

CHECK YOUR ELIGIBILITY

Discharged Debts in Chapter 7 Bankruptcy

A Chapter 7 bankruptcy gives you the opportunity to make a fresh start. It will eliminate unsecured forms of debt, including credit cards and medical bills. Like a Chapter 13 filing, it will stop creditor harassment, wage garnishment and most other lawsuits collections or otherwise. Unlike Chapter 13, there is no limitation on the amount of debt a filer may have. Chapter 7 requires no repayment plan and you are no longer responsible for the debt after it is discharged. Also, the discharge of debt is fairly quick.

Get Your Debts Evaluated

Assets & Property in Chapter 7 Bankruptcy

By filing Chapter 7 you will be able to keep your future income and some property you acquire after filing. Most people can keep the majority of their property in a Chapter 7 filing because of the property exemptions. However, some of this property may be liquidated, or sold, if you are unable to pay down your secured debts. Examples of secured debt include home and car loans. You have the option of surrendering this property to your creditor or paying the current and past due balance on your loans to retain it. The Rollins Law Firm will explain to you your options regarding your property after filing and the time periods that are crucial to the property you own prior to filing and after filing for Chapter 7 Bankruptcy.

PROTECT YOUR ASSETS & PROPERTY

With us, you are never alone.

The Rollins Law Firm is committed to providing you with quality bankruptcy service. From the moment you walk into our office, you can rest assured that your needs will be met. We are by your side throughout the bankruptcy process, from filing paperwork to negotiating with creditors.

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Learn more about how filing for bankruptcy can help you.

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Testimonials

Rollins law firm made it easy and less stressful!!!

Some of the nicest people I’ve met. Very patient, kind, and helpful. They helped me through a very difficult situation. Filing bankruptcy is very challenging and the people at Rollins law firm made it easy and less stressful!!! I thank you guys so much for all of your help through this difficult situation!! I will recommend this firm to anyone considering bankruptcy!!

Stephanie Harris

They made the process so easy to complete

The Rollins firm assisted me at a very low point in my life. After having a lot of medical issues and expenses, I found myself unable to make ends meet. Mr. Rollings and his staff worked very promptly to help. They made the process so easy to complete.

Vinester Smith

Rollins Law Firm was there every step and explained it all in a way that was easy to understand

This process is a hard decision to make.  Rollins Law Firm was there every step and explained it all in a way that was easy to understand.  They answered my questions, sent me emails and text messages with information and appointment reminders.  There were some videos and a booklet that was very very informational and helpful to me.

Lauren Primeaux

I’m feeling a lot better about my financial future and thankful for all their help.

I went into Mr. Rollins’ law firm not knowing what to expect. After my first meeting with his team, I knew I made the right decision to contact his office. Everyone was knowledgeable and very willing to answer any questions and prompt with their responses. I’m feeling a lot better about my financial future and thankful for all their help.

Dawn Barfield

Rollins Law Firm has gave me hope during a dark time

I was searching the web for information in on filing bankruptcy and discovered Rollins Law Firm. My situation was so uncertain and overwhelming but after consulting with Grayson, Jennifer, and Alex at Rollins Law Firm has gave me hope during a dark time. I am grateful for the help that I received and recommend Rollins Law Firm to anyone that is having difficulty with debt and don’t know where to start. There is a rainbow at the end of every tunnel. 🌈🌈❤️❤️

Courtney Crawford

Helped me through a very stressful time.

Helped me through a very stressful time. Mr. Rollins and his staff have been very nice and professional. They are always very quick to respond to any questions I may have. I would recommend Rollins Law Firm to anyone.

Kim Ainsworth

Fast response and professional advice

Fast response and professional advice. Really great to work with and understand what a difficult time in one’s life this is. Will recommend to anyone

Bryan Aust

Definitely give this place your business, you wont regret it!

I used this firm in April and was blown away by how simple they helped to make the process for me. Every question I had, no matter how repetitive it was, they answered. I worked with Jessica a lot and she was amazing. Very patient and knowledgeable! If i could give them more stars I would. Definitely give this place your business, you wont regret it!

Natalia Ramsey

Relieve your financial worries and get you back on the right track!

My wife and I were in an impossible financial situation where over time, we had built up so much debt that we could no longer keep up with all the payments. We were getting further and further behind until we reached out to the Rollins Law Firm for help. They have the knowledge and expertise through their experience to handle our particular situation. Their entire team of professionals are always available to answer questions, explain your options, and then provide the legal service that you need to relieve your financial worries and get you back on the right track! I recommend the Rollins Law Firm to anyone who needs help to deal with financial struggles.

Mike Zegelien

The Rollins firm went above and beyond helping me

The Rollins firm went above and beyond helping me with my situation during the on going covid 19 crisis.

Owens Booker

The Rollins Law Firm has made filing for bankruptcy very easy and understandable for me and my husband

The Rollins Law Firm has made filing for bankruptcy very easy and understandable for me and my husband. We are young and clueless about a lot, so having them walk us through literally everything has been great! The staff is wonderful and very responsive. We have never waited long for a call, text, or email back. We want to thank Breanne, Alex, Grayson, and Mr Rollins himself for such a positive experience. Of course, bankruptcy isn’t a good thing but when it’s your only option, this is the firm you want to use! It’s been affordable and quick. We are super pleased with the experience from the time we first called their office til today after filing with them!

Rebecca Harvey

They answered all my questions and didn’t make me feel stupid for asking them

This firm is amazing Mr. Rollins, Alex, Grayson, Jessica, and the whole crew. They answered all my questions and didn’t make me feel stupid for asking them. I met with a couple of attorneys about my situation and none of them came close to being as thorough as Mr. Rollins, save yourself the time and effort, no need to call a thousand attorneys, choose the Rollins law firm and get your financial life back.

Jonathon W

I had a wonderful experience

I had a wonderful experience. The staff were nice and very informative. The process was quick and easy. Very affordable for me being a single parent. Would recommend anyone there.

Lashay H

They are the most respectful people

They are the most respectful people. They are about their business. I couldn’t have chosen a better Law Firm! I would refer them to anyone! Job well done

Beverly Wilson