Consumer-driven society: a special challenge to impulse buyers

On behalf of The Rollins Law Firm posted in Debt Relief on Tuesday, December 9, 2014.

If you sometimes feel that your purchasing decisions are not routinely well-considered and that impulse rather than need is the primary catalyst driving up your credit card balances, rest assured that those concerns are widely shared by other people, as well.

In fact, notes a study cited in a media article on debt addiction, as many as 20 million people across the United States might have a debt-related problem that owes centrally to undisciplined buying of consumer goods.

That equates to about seven percent of the nation’s population.

What causes some consumers to be, well, more consumed with buying goods than is the case with people who are not quite so willing to unleash credit cards from their wallet?

From Mississippi to Montana, the answer seems to be about the same. Research in the area -- and there is certainly no dearth of that, with scores of published studies examining the causes of compulsive buying -- stresses that, while great complexity attaches to impulse-driven purchases, some common underlying themes are present that promote susceptibility to excessive purchasing in many people.

One underscores that many impulsive buyers have one or myriad other compulsive inclinations that are centered on things like gambling or hoarding.

Another reason: Some people are just more attuned than others to the constant barrage of messages that promote easy buying opportunities in the United States. Shoppers scarcely need to even go outside their homes to make purchases anymore, given the ease of buying that is afforded by television shopping channels, online company sites, ebay, craigslist and other buy-now conduits.

Although those buying avenues spell ready opportunity to transact, of course, they also pose a clear financial peril to some people.

The bottom line is that debt is a slippery slope for many consumers. Persons who feel anxiety over escalating debt levels and seek to take purposeful action to address mounting financial difficulties might want to consider having a candid and confidential discussion with a proven debt relief attorney.

That discussion could be the first step toward regaining a fresh financial start.

Client Reviews
I had a wonderful experience. The staff were nice and very informative. The process was quick and easy. Very affordable for me being a single parent. Would recommend anyone there. - Lashay H.
The Rollins firm assisted me at a very low point in my life. After having a lot of medical issues and expenses, I found myself unable to make ends meet. Mr. Rollings and his staff worked very promptly to help. They made the process so easy to complete. - Vinester Smith.
Fast response and professional advice. Really great to work with and understand what a difficult time in one’s life this is. Will recommend to anyone - Bryan Aust.
My wife and I were in an impossible financial situation where over time, we had built up so much debt that we could no longer keep up with all the payments. We were getting further and further behind until we reached out to the Rollins Law Firm for help. They have the knowledge and expertise through their experience to handle our particular situation. Their entire team of professionals are always available to answer questions, explain your options, and then provide the legal service that you need to relieve your financial worries and get you back on the right track! I recommend the Rollins Law Firm to anyone who needs help to deal with financial struggles. - Mike Zegelien.