Government programs seek to stem the tide of foreclosures

On behalf of The Rollins Law Firm posted in Foreclosure on Wednesday, September 10, 2014.

In thinking about foreclosure, it's not hard to see the negative consequences that visit multiple parties and can spell anathema for entire communities.

In the most immediate sense, an individual or family is forced out of a home. Children may become dislocated from important bedrock connections, such as lifelong friends, trusted teachers and a secure school and neighborhood environment. Lenders lose money because a property sits unoccupied and does not generate any income stream. The property values of surrounding homeowners suffer. Neighborhood vandalism and other crime can rise in high-foreclosure areas.

Civic leaders know that. Business associations, too, know well the blight that multiple foreclosures can have on a community or region. Police agencies know that properties occupied by families rather than by nobody serve as barriers to crime and mischief.

And the government -- at both the state and federal levels -- is acutely aware that foreclosure activity is a direct indicator of regional and national economic health.

That awareness is manifestly apparent on a federal government website page that discusses various assistance programs available to people across the country, including in Mississippi, who are struggling with mortgage payments and are at risk of being foreclosed upon.

Information on a host of programs can be gleaned on the page. It is likely a worthwhile exercise for many pressured individuals and families to take a close look at some of the options that might potentially assist them as they explore ways to keep their homes.

Of course, the timely and studied input of an experienced debt relief attorney can centrally avail a homeowner seeking reliable information concerning debt obligations and remedial processes that can result in an improved financial picture.

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