We can help stop creditor harassment

On behalf of The Rollins Law Firm posted in Debt Relief on Friday, April 24, 2015.

Living with debt can take a significant toll on your life. If you have debt and are struggling to make your payments on time, you may find yourself answering phone calls from creditors who tend to only make matters worse.

It is important to recognize that you have rights as a consumer, even if you owe creditors. The Fair Debt Collection Practices Act protects consumers from harassment from debt collectors, but it is important to be aware of the restrictions creditors face because far too many debt collection companies do not obey the rules.

Debt collectors' attempts to collect debt can push many boundaries and can be a nightmare to deal with. The good news is that the FDCPA provides protections and prohibits creditors from calling you too early or too late in the day, calling your workplace if your employer prohibits it, speaking to a third-party about your situation or talking to you if you have retained an attorney.

Debt collectors will try many different ways to force you into paying your debt, even in some cases where you don't actually owe anything. This can be very stressful and scary. What should you do if you are facing harassing phone calls from a creditor?

Our law firm understands complex bankruptcy laws and the ways consumers are protected before and after they have filed for bankruptcy. Even if you have not filed for bankruptcy yet, we can help stop creditor harassment. To learn more about creditor harassment, consumer protection laws and how we can help, please visit our stop harassment page.

Client Reviews
★★★★★
I had a wonderful experience. The staff were nice and very informative. The process was quick and easy. Very affordable for me being a single parent. Would recommend anyone there. - Lashay H.
★★★★★
The Rollins firm assisted me at a very low point in my life. After having a lot of medical issues and expenses, I found myself unable to make ends meet. Mr. Rollings and his staff worked very promptly to help. They made the process so easy to complete. - Vinester Smith.
★★★★★
Fast response and professional advice. Really great to work with and understand what a difficult time in one’s life this is. Will recommend to anyone - Bryan Aust.
★★★★★
My wife and I were in an impossible financial situation where over time, we had built up so much debt that we could no longer keep up with all the payments. We were getting further and further behind until we reached out to the Rollins Law Firm for help. They have the knowledge and expertise through their experience to handle our particular situation. Their entire team of professionals are always available to answer questions, explain your options, and then provide the legal service that you need to relieve your financial worries and get you back on the right track! I recommend the Rollins Law Firm to anyone who needs help to deal with financial struggles. - Mike Zegelien.