Mississippi Garnishment Attorney

If you don’t find a way to deal with your unpaid debt, the creditor can take 25% of your gross pay or take money directly from your bank account. A bankruptcy case can protect your paycheck from creditors. Working with a Mississippi Garnishment attorney will not only stop money from being taken out of your paycheck, it will also stop any harassing phone calls you may be receiving from additional creditors.

We can help you get your financial life back on track by getting some or all of your debt discharged, depending on what kind of bankruptcy you choose. It is important to note that bankruptcy usually does not eliminate child support, alimony payments or student loan debt. Child support and alimony payments that are being garnished from your wages are not eligible for removal under bankruptcy.

The sooner you call us, the faster we can prevent you from having a garnished wage. Mississippi judges will stop current garnishment but will not allow you to get back any of the money that is already gone. Help yourself by stopping the painful leeching of your hard work and giving yourself a clean financial slate.

Contact The Rollins Law Firm at 601-202-3942 for more information on how we can help you preserve your paycheck.

Rollins Law Firm Mississippi Bankruptcy Lawyer

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Rollins Law Firm Mississippi Bankruptcy Lawyer

601-202-3942

Stop Wage Garnishment

When you get behind on your bills, creditors have the right to sue to have up to 25% of your paycheck sent directly to them to ensure they get paid. This can take a big chunk out of your monthly income and if it is already hard to make ends meet, this may make it impossible. You can stop this aggressive collecting behavior by filing for bankruptcy. The most important thing is that you act quickly!

Whether you have just found out you are going to have your wages garnished or it has been going on for a while, when you file for bankruptcy this puts an automatic stay on all garnishment. This will prevent creditors from taking your hard-earned money away from you while you regroup and figure out how you are going to deal with your financial situation.

Our attorneys will help you make a plan for your financial future by filing for Chapter 7 or Chapter 13 bankruptcy, depending on your current employment, amount of property you want to try to keep and what you can reasonably pay back to your creditors, if anything. He will sit down with you and do a full evaluation of your life so you have a clear picture going forward of what bankruptcy can offer you in terms of a fresh start.

Unfortunately, we usually cannot get back money that has already been taken from your pay check on the bankruptcy filing date. The bankruptcy will stop the garnishment from being withheld in the future though. Many of our clients are single parents that cannot afford to feed and shelter their family with 25% of their income being seized. One of the most rewarding parts of our job is restoring the income that people desperately need to support their family.

Call our Brandon, MS Bankruptcy Lawyer at 601-202-3942 or send us an e-mail to schedule your free initial consultation today.

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Eligibility in Chapter 7 Bankruptcy

Chapter 7 allows for any unsecured debts, such as credit card and medical bills, to be discharged at the end of the bankruptcy process. However, before you can declare bankruptcy, you will have to pass a means test to see if you qualify for Chapter 7. There is a certain level of income above which you will not qualify for Chapter 7 but may qualify for Chapter 13. Debtors with primarily business debts always qualify for Chapter 7. Our Mississippi bankruptcy attorneys can help you determine whether you’re eligible for a Chapter 7 bankruptcy filing.

CHECK YOUR ELIGIBILITY

Eligibility in Chapter 13 Bankruptcy

A Chapter 13 bankruptcy filing is only available to individuals that have a regular income because the debtor is required to make monthly payments for 3 or 5 years after filing. If a person has too much debt (roughly $900,000 secured or $300,000 unsecured), they may be disqualified from filing and will only be allowed to file Chapter 7 or 11.

If you’re considering bankruptcy Chapter 13, The Rollins Law Firm can help you determine whether you’re eligible to file for bankruptcy.

Check Your Eligibility

With us, you are never alone.

The Rollins Law Firm is committed to providing you with quality bankruptcy service. From the moment you walk into our office, you can rest assured that your needs will be met. We are by your side throughout the bankruptcy process, from filing paperwork to negotiating with creditors.

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Learn more about how filing for bankruptcy can help you.

Give us a call to schedule your appointment

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Testimonials

The Rollins Law Firm has made filing for bankruptcy very easy and understandable for me and my husband

The Rollins Law Firm has made filing for bankruptcy very easy and understandable for me and my husband. We are young and clueless about a lot, so having them walk us through literally everything has been great! The staff is wonderful and very responsive. We have never waited long for a call, text, or email back. We want to thank Breanne, Alex, Grayson, and Mr Rollins himself for such a positive experience. Of course, bankruptcy isn’t a good thing but when it’s your only option, this is the firm you want to use! It’s been affordable and quick. We are super pleased with the experience from the time we first called their office til today after filing with them!

Rebecca Harvey

Rollins Law Firm was there every step and explained it all in a way that was easy to understand

This process is a hard decision to make.  Rollins Law Firm was there every step and explained it all in a way that was easy to understand.  They answered my questions, sent me emails and text messages with information and appointment reminders.  There were some videos and a booklet that was very very informational and helpful to me.

Lauren Primeaux

They answered all my questions and didn’t make me feel stupid for asking them

This firm is amazing Mr. Rollins, Alex, Grayson, Jessica, and the whole crew. They answered all my questions and didn’t make me feel stupid for asking them. I met with a couple of attorneys about my situation and none of them came close to being as thorough as Mr. Rollins, save yourself the time and effort, no need to call a thousand attorneys, choose the Rollins law firm and get your financial life back.

Jonathon W

I’m feeling a lot better about my financial future and thankful for all their help.

I went into Mr. Rollins’ law firm not knowing what to expect. After my first meeting with his team, I knew I made the right decision to contact his office. Everyone was knowledgeable and very willing to answer any questions and prompt with their responses. I’m feeling a lot better about my financial future and thankful for all their help.

Dawn Barfield

The Rollins firm went above and beyond helping me

The Rollins firm went above and beyond helping me with my situation during the on going covid 19 crisis.

Owens Booker

Definitely give this place your business, you wont regret it!

I used this firm in April and was blown away by how simple they helped to make the process for me. Every question I had, no matter how repetitive it was, they answered. I worked with Jessica a lot and she was amazing. Very patient and knowledgeable! If i could give them more stars I would. Definitely give this place your business, you wont regret it!

Natalia Ramsey

They are the most respectful people

They are the most respectful people. They are about their business. I couldn’t have chosen a better Law Firm! I would refer them to anyone! Job well done

Beverly Wilson

Rollins Law Firm has gave me hope during a dark time

I was searching the web for information in on filing bankruptcy and discovered Rollins Law Firm. My situation was so uncertain and overwhelming but after consulting with Grayson, Jennifer, and Alex at Rollins Law Firm has gave me hope during a dark time. I am grateful for the help that I received and recommend Rollins Law Firm to anyone that is having difficulty with debt and don’t know where to start. There is a rainbow at the end of every tunnel. 🌈🌈❤️❤️

Courtney Crawford

Rollins law firm made it easy and less stressful!!!

Some of the nicest people I’ve met. Very patient, kind, and helpful. They helped me through a very difficult situation. Filing bankruptcy is very challenging and the people at Rollins law firm made it easy and less stressful!!! I thank you guys so much for all of your help through this difficult situation!! I will recommend this firm to anyone considering bankruptcy!!

Stephanie Harris

Fast response and professional advice

Fast response and professional advice. Really great to work with and understand what a difficult time in one’s life this is. Will recommend to anyone

Bryan Aust

I had a wonderful experience

I had a wonderful experience. The staff were nice and very informative. The process was quick and easy. Very affordable for me being a single parent. Would recommend anyone there.

Lashay H

They made the process so easy to complete

The Rollins firm assisted me at a very low point in my life. After having a lot of medical issues and expenses, I found myself unable to make ends meet. Mr. Rollings and his staff worked very promptly to help. They made the process so easy to complete.

Vinester Smith

Helped me through a very stressful time.

Helped me through a very stressful time. Mr. Rollins and his staff have been very nice and professional. They are always very quick to respond to any questions I may have. I would recommend Rollins Law Firm to anyone.

Kim Ainsworth

Relieve your financial worries and get you back on the right track!

My wife and I were in an impossible financial situation where over time, we had built up so much debt that we could no longer keep up with all the payments. We were getting further and further behind until we reached out to the Rollins Law Firm for help. They have the knowledge and expertise through their experience to handle our particular situation. Their entire team of professionals are always available to answer questions, explain your options, and then provide the legal service that you need to relieve your financial worries and get you back on the right track! I recommend the Rollins Law Firm to anyone who needs help to deal with financial struggles.

Mike Zegelien