Whether you have just found out you are going to have your wages garnished or it has been going on for a while, when you file for bankruptcy this puts an automatic stay on all garnishment. This will prevent creditors from taking your hard-earned money away from you while you regroup and figure out how you are going to deal with your financial situation.
Our attorneys will help you make a plan for your financial future by filing for Chapter 7 or Chapter 13 bankruptcy, depending on your current employment, amount of property you want to try to keep and what you can reasonably pay back to your creditors, if anything. He will sit down with you and do a full evaluation of your life so you have a clear picture going forward of what bankruptcy can offer you in terms of a fresh start.
Unfortunately, we usually cannot get back money that has already been taken from your pay check on the bankruptcy filing date. The bankruptcy will stop the garnishment from being withheld in the future though. Many of our clients are single parents that cannot afford to feed and shelter their family with 25% of their income being seized. One of the most rewarding parts of our job is restoring the income that people desperately need to support their family.
Call our Brandon, MS Bankruptcy Lawyer at 601-202-3942 or send us an e-mail to schedule your free initial consultation today.