Mississippi Loan Modification Lawyer

Many people have been unable to make mortgage payments during the COVID-19 pandemic.  Borrowers will eventually have to make arrangements to make up the missed payments.  Some lenders will agree to add the missed payments to the end of the loan but others may not.  There are thousands of lenders and they will handle this situation differently.  If you are unable to come to agreeable terms with your mortgage company, a mortgage modification may be the way to get your loan back in good standing.  Our loan modification lawyers have helped guide people through the process from beginning to end.

Our loss mitigation lawyers at The Rollins Law Firm can help people that live anywhere in Mississippi but we have offices in Ridgeland, Clinton, Hattiesburg, Gulfport, Meridian, Vicksburg, and Columbus, Mississippi.  We also get many cases from Biloxi, Laurel, McComb, Yahoo City, and Kosciusko.  We want you to know that we understand what you are going through.  We cannot guarantee you a result but we can tell you that we have successfully navigated this process before.  We know that Mississippians consider home ownership as a very important part of their lives.  We get a lot of satisfaction from helping people keep their most important property. 

GET MY FREE CONSULTATION!
Rollins Law Firm Mississippi Bankruptcy Lawyer

Ask a question or request a free consultation.

Rollins Law Firm Mississippi Bankruptcy Lawyer

601-202-3942

We Can Guide You Through the Loss Mitigation Process

Financial stress can make life unbearable. No-one should have to live with the fear of losing the roof over their head. Providing a home for your family is a basic necessity. We find that protecting their home is the number one priority for many of our clients. The mortgage company doesn’t care about your family. Your home is too important to leave up to chance. You need someone in your corner to guide you through the process.

At The Rollins Law Firm, we can’t do everything for you, but we can make sure you know what needs to be done and advise you and whether you are getting a good deal. If a modification doesn’t work, then we can make sure you know all of your other options to save your home. We also provide payment plans to help make our fees more affordable.

Getting a Good Loan Modification Deal

The typical loan modification will result in a lower monthly payment.  The downside is that the loan will usually be extended by adding on extra years to the end of the loan.  Many times this is still a good deal because the bank will agree to lower the interest rate.  Lowering the interest rate on the loan can save you thousands of dollars.  A loan modification can sometimes be much cheaper than alternatives like Chapter 13.

Many people try to obtain a loan modification without the help of a lawyer and some are successful, but there are many good reasons to hire a lawyer.

  • When a lawyer is not involved the mortgage company will often make the documentation process unbearable.  They will ask for the same document a dozen times.  When a lawyer is involved the mortgage company is more likely to take the process seriously.
  • The mortgage company may offer you a worse deal if you don’t have a lawyer.
  • The final loan modification documents are long documents with small print and legal speak.  We have experience reviewing these documents.  We can not only explain to you what they mean, but we can also tell you if it is a good deal and how it compares to other modifications that we have helped with.
Evaluate Your Loan Modification

Preparing Your Loss Mitigation Paperwork

A loan modification is also known as loss mitigation.  If you get a letter from your mortgage company about loss mitigation, they are talking about several options for dealing with the default.  Of the options available, loan modification and Chapter 13 bankruptcy are the options that are most likely to result in the borrower keeping their home and getting the payments in good standing.

Our Gulfport loss mitigation attorneys can provide legal assistance in preparing your loan modification documents, but we will need your help as well.  You must help us answer the questions on the application and gather the necessary documents.  The document gathering process is the difficult and time-consuming part of the process. At The Rollins Law Firm, we will give you clarity on what documents you must provide.

Prepare Your Loan Modification Paperwork

With us, you are never alone.

The Rollins Law Firm is committed to providing you with quality legal assistance during the loss mitigation process. From the moment you walk into our office, you can rest assured that your needs will be met. We are by your side throughout the loan modification process, from getting you a good deal to preparing your loan modification documents.

Schedule a Free Consultation

Learn more about how filing for bankruptcy can help you.

Give us a call to schedule your appointment

GET YOUR FREE CONSULTATION

Testimonials

The Rollins firm went above and beyond helping me

The Rollins firm went above and beyond helping me with my situation during the on going covid 19 crisis.

Owens Booker

They answered all my questions and didn’t make me feel stupid for asking them

This firm is amazing Mr. Rollins, Alex, Grayson, Jessica, and the whole crew. They answered all my questions and didn’t make me feel stupid for asking them. I met with a couple of attorneys about my situation and none of them came close to being as thorough as Mr. Rollins, save yourself the time and effort, no need to call a thousand attorneys, choose the Rollins law firm and get your financial life back.

Jonathon W

They are the most respectful people

They are the most respectful people. They are about their business. I couldn’t have chosen a better Law Firm! I would refer them to anyone! Job well done

Beverly Wilson

Rollins law firm made it easy and less stressful!!!

Some of the nicest people I’ve met. Very patient, kind, and helpful. They helped me through a very difficult situation. Filing bankruptcy is very challenging and the people at Rollins law firm made it easy and less stressful!!! I thank you guys so much for all of your help through this difficult situation!! I will recommend this firm to anyone considering bankruptcy!!

Stephanie Harris

Definitely give this place your business, you wont regret it!

I used this firm in April and was blown away by how simple they helped to make the process for me. Every question I had, no matter how repetitive it was, they answered. I worked with Jessica a lot and she was amazing. Very patient and knowledgeable! If i could give them more stars I would. Definitely give this place your business, you wont regret it!

Natalia Ramsey

Rollins Law Firm was there every step and explained it all in a way that was easy to understand

This process is a hard decision to make.  Rollins Law Firm was there every step and explained it all in a way that was easy to understand.  They answered my questions, sent me emails and text messages with information and appointment reminders.  There were some videos and a booklet that was very very informational and helpful to me.

Lauren Primeaux

They made the process so easy to complete

The Rollins firm assisted me at a very low point in my life. After having a lot of medical issues and expenses, I found myself unable to make ends meet. Mr. Rollings and his staff worked very promptly to help. They made the process so easy to complete.

Vinester Smith

I had a wonderful experience

I had a wonderful experience. The staff were nice and very informative. The process was quick and easy. Very affordable for me being a single parent. Would recommend anyone there.

Lashay H

The Rollins Law Firm has made filing for bankruptcy very easy and understandable for me and my husband

The Rollins Law Firm has made filing for bankruptcy very easy and understandable for me and my husband. We are young and clueless about a lot, so having them walk us through literally everything has been great! The staff is wonderful and very responsive. We have never waited long for a call, text, or email back. We want to thank Breanne, Alex, Grayson, and Mr Rollins himself for such a positive experience. Of course, bankruptcy isn’t a good thing but when it’s your only option, this is the firm you want to use! It’s been affordable and quick. We are super pleased with the experience from the time we first called their office til today after filing with them!

Rebecca Harvey

Helped me through a very stressful time.

Helped me through a very stressful time. Mr. Rollins and his staff have been very nice and professional. They are always very quick to respond to any questions I may have. I would recommend Rollins Law Firm to anyone.

Kim Ainsworth

Rollins Law Firm has gave me hope during a dark time

I was searching the web for information in on filing bankruptcy and discovered Rollins Law Firm. My situation was so uncertain and overwhelming but after consulting with Grayson, Jennifer, and Alex at Rollins Law Firm has gave me hope during a dark time. I am grateful for the help that I received and recommend Rollins Law Firm to anyone that is having difficulty with debt and don’t know where to start. There is a rainbow at the end of every tunnel. 🌈🌈❤️❤️

Courtney Crawford

Relieve your financial worries and get you back on the right track!

My wife and I were in an impossible financial situation where over time, we had built up so much debt that we could no longer keep up with all the payments. We were getting further and further behind until we reached out to the Rollins Law Firm for help. They have the knowledge and expertise through their experience to handle our particular situation. Their entire team of professionals are always available to answer questions, explain your options, and then provide the legal service that you need to relieve your financial worries and get you back on the right track! I recommend the Rollins Law Firm to anyone who needs help to deal with financial struggles.

Mike Zegelien

Fast response and professional advice

Fast response and professional advice. Really great to work with and understand what a difficult time in one’s life this is. Will recommend to anyone

Bryan Aust

I’m feeling a lot better about my financial future and thankful for all their help.

I went into Mr. Rollins’ law firm not knowing what to expect. After my first meeting with his team, I knew I made the right decision to contact his office. Everyone was knowledgeable and very willing to answer any questions and prompt with their responses. I’m feeling a lot better about my financial future and thankful for all their help.

Dawn Barfield