Rollin’ in Debt?
Thomas C. Rollins, Jr.
Partner, Rollins Law Firm
Rollin’ in Debt?
Mississippi Bankruptcy, Loan Modification, Social Security, & Personal Injury Attorney
In life, circumstances arise that we cannot avoid – struggling with mounting debt, stopping a foreclosure or garnishment. These situations can have a profound effect on our lives. During these difficult times, you need a legal team that is willing to put in the time and effort to ensure your needs are met. This is an incredibly personal and private time in your life and our legal team understands that. This is why it is our goal to make the legal process smoother for you, whether it be filing bankruptcy, choosing a loan modification deal, or claiming social security.
If you need help getting out of debt, just reach out to one of our Mississippi bankruptcy lawyers from one of our office locations. We’re here to help you!
Learn more about how filing for bankruptcy can help you.
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What We Do
At the Rollins Law Firm, we help individuals, families, and small business owners eliminate debt. We have filed thousands of bankruptcy cases and our experienced lawyers know what works and what doesn’t.
Our Mississippi law firm will help you understand if Chapter 7 bankruptcy is right for you. Chapter 7 bankruptcy filers can choose from our affordable payment options.
By consulting our MS bankruptcy attorneys, you get sensitive counsel, access to legal resources needed to succeed, and no attorney’s fees upfront when you file Chapter 13 bankruptcy.
Filing for bankruptcy puts an automatic stay on all communications from creditors. Stop receiving harassing calls from creditors by filing bankruptcy here in Mississippi.
Foreclosure is what happens when a homeowner falls behind and fails to pay the mortgage. Our bankruptcy attorneys can help you save your home.
When you get behind on your bills, creditors have the right to sue to have up to 25% of your paycheck sent directly to them to ensure they get paid. But you also have the right to get bankruptcy protection.
Seeing your vehicle being dragged away can be very disheartening, especially when you rely on it for your job. By filing bankruptcy, you can prevent this from happening.
The SSDI provides benefits to people with disabilities. Our social security lawyers can provide legal assistance in filing and appealing your benefit claim.
If you are injured in a car wreck, you need an experienced advisor to guide you through the process. Our Hattiesburg, Mississippi Personal Injury Lawyers will help you fight for the compensation you deserve.
If you missed your mortgage payments, a loan modification can help you save your home. Our loan modification attorneys can guide you through the loss mitigation process.
Why Choose Rollins Law Firm?
Filing bankruptcy is often the first step towards a better financial future. If you hire us, we will provide you with your options and make a recommendation on what we think you should do. If you don’t like those options, then you don’t have to move forward with filing a bankruptcy case. The vast majority of the people that hire us, end up being happy with their bankruptcy options and moving forward. Either way, it’s best to know that you have explored all of your options.
We can file an emergency case if necessary, but most cases take 4-6 weeks to get filed. This is because we must collect many documents prior to filing. Once collected we have to prepare your options and go over them with you. After that, we must meet (virtually or in-office) to sign everything. We don’t want to drag out the process, but we also want to take the time to make sure we have everything done right.
We have fixed prices for bankruptcy cases based on meeting certain criteria. We must learn about your situation prior to quoting a price. Our prices are competitive, but they are not the cheapest in town. We set our prices to ensure that we provide the quality of services needed to get the best results for our clients.
Chapter 13 is a reorganization of debts into one monthly bankruptcy payment. You will no longer pay each debt individually. Bankruptcy payments can be as low as $100/month up to thousands of dollars per month. The plan payment is determined by many complex factors. If you have a lot of assets or a high income, the monthly payment may be high.
Some people are ineligible for chapter 7 due to a “means test” that was created by congress. The test is complex, but we have a ton of experience in applying it. If it is possible to get you into chapter 7 then we will find a way. Some people just simply make too much money to qualify for a chapter7. If that is the case, we will prepare your options for chapter 13. If you don’t like your chapter 13 options, then you don’t have to move forward with a bankruptcy case.
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