How will I qualify for Social Security Disability Insurance?
Home>How will I qualify for Social Security Disability Insurance?
Ridgeland, MS SSDI Qualification Guide
Applicants for Disability Benefits in Mississippi must be medically ineligible. This means they have earned work credits that you can use to supplement SSDI benefits if needed. SSDI applicants must have 40 work credits, half of which must be earned within the last decade. Getting paid $1,470 earns one work credit, so you can only get four a year. Younger claimants with fewer credits may also be eligible.
Should you have enough work credits to qualify for SSDI, you must also be eligible medically by proving your disability. This includes malignancies, degenerative disorders, and other life-threatening diagnoses. A Jackson social security lawyer may help you win your case.
How to Apply for SSDI in Mississippi
To apply for SSDI benefits, go to the Social Security Administration’s website and fill out an online application. You can also call 800-772-1213 or visit one of the many Social Security offices in Mississippi. Remember that these SSA offices are distinct from Mississippi Department of Human Services offices that oversee SNAP and TANF (Temporary Assistance for Needy Families).
SSDI medical conditions
State entities recognized as Disability Determination Services determine the criteria for the Social Security Administration’s restrictive definition of disability.
You can only receive benefits if the following requirements are met:
Being unable to perform the same job duties that you did before becoming injured
I’m unable to work somewhere else.
To be disabled for at least a year or to be terminally ill.
SSDI only covers total disability when receiving benefits. SSDI does not provide payments if the disability is temporary or partial.
Before submitting your request to your state’s Disability Determination Services (DDS) subsidiary, the SSA verifies that you meet the primary qualifying conditions. The office will investigate the plaintiff’s disability. The ability to walk, sit, lift, and recall instructions are all factors in determining your disability rating.
After reviewing your application and supporting documents, a government official decides whether or not you are eligible. The benefits you are suitable for and the date payments begin will be sent to you if your petition is approved. In the letter, you’ll learn why you were rejected and how to file an appeal. Nonetheless, 62% of applicants are denied when they apply the first time.
SSDI Benefits Application Process in Steps
Prepare your medical and personal data first. Sole proprietors will need their IRS 1040 with Schedule C or SE, last year’s W-2 tax forms, and their bank’s 9-digit routing number. Marriage and divorce dates, names, and birth dates of minor children and spouses are required if married or divorced.
Your “disability report” will need to include your medical history, medications, doctors’ and hospitals’ contact information, dates, and details of the person who referred you for medical tests. A list of any insurance or workers’ compensation claims you’ve made is also recommended.
Gather all your “disability report” information before applying for disability. Then you can complete the forms online. You must also complete authorization to Disclose Information to Social Security (SSA Form-827).
For example, you can provide the following documents to improve the chances of getting approved.
Describe your profession’s physical and mental demands.
How your health affects your ability to do your job.
Uncover all the facts that could help your case in a report.
For those unprepared or without an ally, this procedure may be intimidating. Don’t let it bother you. Be careful and patient.
What You Need to Know About Receiving SSDI
SSDI compensation replaces part of a worker’s annual wage. Your benefit increases in proportion to your earnings until it reaches a certain point.
Those who get their SSDI claim approved to receive a check every month. When calculating your monthly benefits, the Social Security Administration will note your age of disability onset, work history, and usual monthly earnings.
Benefits range from below $1,000 for those earning under $20,000 to slightly over $2,400 for claimants earning over $107,000. Living in America costs about $1,111 per month.
The amount you qualify for depends on how many “credits” you earned while working. Employees can earn up to four “credits” per year. For every $1,160 earned in 2013, workers received one credit. New credit is added to your Social Security record every year, even if you switch jobs or cease your employment. There exists a minimum of credits required for SSDI payments based on age, but there is no maximum.
SSI benefits, like pensions, are indexed for inflation to maintain purchasing power. If you have enough work history, you may be able to help qualified family members. Your child or spouse may receive up to half of your monthly income. Two years later, you may be able to qualify for Medicare.
Continued Qualification for Disability Allowance
Usually, you’ll be paid for the duration of your disability. Any of the following situations may void your advantages: You no longer need assistance or start earning at least $1,000 ($1,740 for blind people) per month.
The ability to function is divided into three categories based on the likelihood of improvement. You may be re-evaluated six to eighteen months after benefits start should your health improve. The evaluation will take place three years following the time when you start gaining benefits. You have seven years if you don’t improve. If the SSA decides to conduct a medical review of your condition, they will notify you in writing.
It is possible to work and receive SSDI benefits should you follow certain rules required. Main rule: $1,040 per month ($1,740 for visually impaired). To qualify for Social Security benefits, you must earn $1,040 per month. If you are involved in SGA, you will lose your SSDI benefits.
If you work for Social Security for the first nine months of your job, you are entitled to full SSDI benefits regardless of your income.
Then you enter the EPE, which protects your SSDI benefits for 36 months. This period can be extended.
In the EPE, your monthly gross income cannot exceed $1,040. Any month in which you go over your SGA limit starts the “grace period.” You’ll get your SSDI check for that month plus two months. However, if your salary exceeds the SGA, your benefits will be terminated. Your benefits will resume if your disability prevents you from working or your monthly income falls below $1,040.
If you are disabled for a month or more after the 36-month EPE period, you may continue working and receiving benefits.
What to do if your SSDI appeal is denied
If Disability Determination Services (DDS) denies your SSDI application in Mississippi, you can appeal the decision.
If you disagree with the decision, you can appeal to an Administrative Law Judge. Otherwise, you can ask the Appeals Council to look into it again. The reconsideration process typically takes three to five months.
The SSA denies most claims due to a lack of proof. Making a thorough SSDI application will save you the hassle of having to appeal a denial. Make your case if you have to go through the disability adjudication process.
Get help from an SSDI Attorney Today!
Don’t let the thought of lodging your SSDI claim get you down. It’s pleasant to be in the majority. Only 38% of first-time applicants are accepted. Making an argument requires precision and speed. The SSDI laws and processes can be confusing. Advocacy isn’t needed, but having an experienced attorney help you deal with your necessary paperwork and meet deadlines can be helpful.
After review, you might appeal a case when calculating your monthly benefits to the US Supreme Court. In a progressive procedure, the initial stage is reconsideration, and the hearing only follows if that fails. Anytime you win an appeal, you will start receiving advantages.
We serve clients throughout Mississippi including those in the following localities: Madison County including Canton, Madison, and Ridgeland; Forrest County including Hattiesburg and Petal; Warren County including Vicksburg; Lauderdale County including Meridian; Harrison County including Biloxi, Gulfport, Long Beach, Pass Christian, and Saucier; Hinds County including Clinton and Jackson; Jackson County including Moss Point, Ocean Springs, and Pascagoula; and Rankin County including Brandon, Florence, and Pearl.
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